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Financial Planning
Independent | Direction | Justification

Financial planning provides direction and meaning to your financial decisions. As such it is the foundation and justification for considering certain solutions and structures over others. SMCG Wealth are truly independant in the range of investment solutions and planning products and services they utilise. Financial Planning allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your Wealth goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.

SMCG are truly independent in the range of investment solutions & planning products deliver a strategical plan with regular tactical reviews

Sound financial planning that's right for you is the key to accumulating and safeguarding your wealth. SMCG Wealth can look at all aspects of your finances, or to focus on specific needs that are relevant at a particular time.

There is no one financial planning strategy that suits every individual. To be able to advise you properly, we need to understand clearly your specific circumstances and objectives. Our six-step planning process helps us to achieve this. We can then put in place a strategy that's right for you.

Our six-step process

  1. Initial review meeting to establish your financial objectives.
  2. We discuss possible solutions with you.
  3. Off-site, we analyse and create bespoke concepts to meet your needs.
  4. We report back to you to further develop your wealth plan across all areas and strategies.
  5. Together we agree upon the most effective solution and it is implemented on your behalf.
  6. We review your overall wealth management solution from a tactical and strategical perspective to ensure it's ongoing suitability.